Tracking cookie
Like a discerning guardian leaving a trail of digital markers, tracking cookies are small text files stored on a user's device by websites to record and monitor browsing behavior, enabling user identification and facilitating various purposes, including antifraud efforts, account security, and user authentication.
Example
When a user logs into their online banking account, a tracking cookie might be placed on their device to store information about their login and browsing activities. On subsequent visits, the tracking cookie can be read to retrieve this information, allowing the bank to verify the user's identity and monitor any unusual behavior that could indicate potential fraud, such as multiple login attempts from different locations or devices. By leveraging tracking cookies for antifraud purposes, banks and other organizations can enhance the security of their online services and protect their customers from unauthorized access and fraudulent activities.