CREDIT RISK COMPLIANCE AI-ASSISTED

Where decision logic
is managed

Rules, decision tables and models in one place. Change them yourself, see what the change does before it goes live, and open any past decision to read the version that made it.

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Decisimo Sphere
Visual decision flow
builder
Custom
ML models
Rule Engine
Multiple Data
Connections
INDUSTRIES & USE CASES

Built for mission-critical decisions

Consumer Lending

Consumer Lending

Applications, credit limits, cross-sell and collections - straight through, or referred to a person.
SME Lending

SME Lending

Factoring and cash-flow decided in seconds. Complex files worked as cases, over weeks.
Embedded Finance

Embedded Finance

Which financing applies, for this customer and this merchant, answered inside the checkout.
Insurance Tech

Insurance Tech

Underwriting and pricing at speed. Claims worked as files, with the reasoning attached.

The assistant drafts.
Your team decides.

Point it at your policy document and it proposes the rules and decision tables to match. It proposes; your team reads the change and decides what goes live.

Call AI Assistant
New Rule Added If credit_score > 750
NEW
Updated Threshold DTI: 0.45 → 0.35
UPDATE
Legacy Flow Removed Manual review bypass
REMOVE

Product Features

Build the logic, bring your models, run it anywhere, explain every outcome.

Rule sets

Business rules and decision tables an analyst can read and change, validated for overlaps and gaps before release.

Models

Import a trained model, call it inside the decision flow, and keep your cut-offs and overrides around it.

Execution & integration

One REST call from your core system. The same decision flow answers in real time and in batch.

Explainability & governance

Open any past decision and read which rules fired on which values, against the version that was live.

Simple, usage-based pricing

From € 500 per month with 50,000 decisions included, then € 0.01 per additional decision. Unlimited rules, models and users. Free trial, no credit card needed.

ISO 27001 ISO 27001
GDPR and DORA ready GDPR & DORA READY
WHY DECISIMO

Precision at scale.

Explainable by design

No black boxes. Every decision path is fully traceable and human-readable.

Built for change

Powerful versioning and comparison tools allow you to iterate without fear.

Secure & governed

Bank-level security with ISO 27001 and DORA readiness.

Start with a decision you already make.

Change one threshold, see which of last quarter's decisions move, and read the record it wrote.

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