Consumer Lending Hub | Decisimo

Published on: 2024-08-10 18:37:05

In consumer lending, decision-making centers on several areas: anti-fraud, loan underwriting, credit limit setting, cross-/up selling, portfolio management, and debt recovery. A data-driven company can automate each area with the help of a decision engine.

If you are new to consumer lending and plan to set up a consumer lending business, you can learn more from our overview.

This hub covers topics related to decision-making across key areas of consumer lending.

Anti fraud

Loan underwriting

Portfolio management

Data Analytics

Decisimo decision engine

Try our decision engine.

See pricing

Related Articles

  • The process of implementing a decision engine

    Implementing a decision engine lets companies automate and scale decision-making to reduce costs, accelerate processes, and improve efficiency. This article walks through the practical steps, from identifying candidate business processes and mapping existing decision logic and data, to formalizing a decision model, selecting the right engine, and deciding whether to use internal expertise or external consultants.

  • How to integrate Google Places API Find Place into a decision engine

    This article shows how to connect Google Places API Find Place to a decision engine and use it for address validation and profiling. It walks through getting an API key, then explains how to create the data source in Decisimo and add it to a decision flow so address checks run in parallel with the rest of your logic.

  • Why JSONPath Improves Data Access in Our Engine

    JSONPath gives a rule engine a direct way to access nested JSON data and avoids hardcoding every attribute. This article explains why that matters, how it handles dynamic structures and arrays, and what the syntax looks like in practice.

  • The True Nature of Fraud and How to Build Anti-Fraud That Works

    Most anti-fraud programs focus on single bad applications, stolen identities, or suspicious transactions. That matters, but it misses the main point. The real fraud problem is not isolated opportunists. It is organized actors who treat fraud like a business, calculate return on investment, and target the weakest operators first.

  • Decision tables: practical guide

    Decision tables are compact matrices that express decision logic more clearly than large decision trees. They make rules easier to read, test, and audit. This guide explains how to design solid tables, make conditions and outcomes mutually exclusive and collectively exhaustive, order them by precedence, use a catch-all row, and test boundary, standard, and error paths.