Glossary
A
- A/B testing
- ABS (Asset-Backed Securities)
- Account takeover
- Adverse action
- Algorithmic bias
- Alternative data
- Alternative lending
- AML (Anti-Money Laundering)
- Anomaly detection
- Anti-fraud
- API (Application Programming Interface)
- APR (Annual Percentage Rate)
- Artificial intelligence
- Automatic rejection rate
B
C
- Claims management system
- Claims processing
- Cluster sampling
- Concentration
- Continuous variable
- Cost of borrowing
- Credit bureau
- Credit history
- Credit policy
- Credit risk
- Credit score
- Credit underwriting
- Creditworthiness
- Customer segmentation
D
- Dark data
- Data bias
- Data extraction
- Data lake
- Data mining
- Data pipeline
- Data warehouse
- Debt collections
- Debt-to-income ratio
- Decision table
- Decision tree
- Deep learning
- Default rate
- Device fingerprint
- Dummy variables
E
F
H
C
I
J
K
L
M
N
O
P
- Payment dispute
- Peer-to-Peer (P2P) lending
- PII (Personally Identifiable Information)
- Policy Administration System (PAS)
- Portfolio Performance
- Predictive analytics
- Propensity to Buy
R
S
- Sampling bias
- Securitization
- Sentiment analysis
- Sequence-to-sequence models
- Shadow banking
- Social Media Lookup for Credit Scoring
- Solvency
- Speech recognition
- Standardization
- State transition
- Stratified sampling
- Synthetic data