Consumer Lending Hub | Decisimo

Related Articles

• 2024's Leading Insurtech Conferences in Europe

  This guide lists the leading insurtech conferences in Europe for 2024, including dates, locations, and estimated attendance. Use it to compare event size and timing, assess where to gather market insight, and plan meetings with industry contacts.

• Creating Documentation for Credit Scoring Model

  Clear documentation separates a usable credit scoring model from one that is difficult to defend. This article covers what to include, from management goals and sample selection to the sampling methods used in training, validation, and out-of-time testing.

• Deployment of Risk Management Decision Engines in Consumer Lending

  Consumer lending decision engines need a clear rule order, flexible control, and full traceability. This article explains how to structure decision logic so teams can manage risk, save cost, and adapt quickly as data changes.

• Setting up eligibility rules in credit lending

  Eligibility rules are the first layer in any credit decision flow, whether you offer consumer loans or BNPL. This article explains how to set a clear baseline, from regulatory checks like age and debt-to-income ratio to business-specific criteria such as employment history, credit score, and prior lending history with you. It also shows why these rules should be designed with later fraud monitoring in mind.

• Evaluating the ROI of Moving to a Decision Engine for Risk Management

  This article breaks down the ROI of moving risk management from hard-coded logic to a decision engine. It uses a Latin America-based lending company to compare current development costs, deployment speed, and explainability against a more flexible decision workflow.