Glossary

  • A/B testing
  • ABS (Asset-Backed Securities)
  • Account takeover
  • Adverse action
  • Algorithmic bias
  • Alternative data
  • Alternative lending
  • AML (Anti-Money Laundering)
  • Anomaly detection
  • Anti-fraud
  • API (Application Programming Interface)
  • APR (Annual Percentage Rate)
  • Artificial intelligence
  • Automatic rejection rate
  • Backtesting
  • Batch processing
  • Big data
  • Browser fingerprinting
  • Business rules
  • Claims management system
  • Claims processing
  • Cluster sampling
  • Concentration
  • Continuous variable
  • Cost of borrowing
  • Credit bureau
  • Credit history
  • Credit policy
  • Credit risk
  • Credit score
  • Credit underwriting
  • Creditworthiness
  • Customer segmentation
  • Dark data
  • Data bias
  • Data extraction
  • Data lake
  • Data mining
  • Data pipeline
  • Data warehouse
  • Debt collections
  • Debt-to-income ratio
  • Decision table
  • Decision tree
  • Deep learning
  • Default rate
  • Device fingerprint
  • Dummy variables
  • EIR (Effective Interest Rate)
  • ETL (Extract, Transform, Load)
  • Expert system
  • Feature scaling
  • Financial crime prevention
  • Fraud detection
  • Fraud rate
  • Honeypot
  • Chargeback
  • Insurance claims
  • Insurance Fraud
  • Interest expense
  • Interest income
  • IP Blacklist
  • JSON (JavaScript Object Notation)
  • JSONPath
  • KYB (Know Your Business)
  • KYC (Know Your Customer)
  • Loan portfolio management
  • Long short-term memory (LSTM)
  • Loss to Interest Income
  • Loss to loan portfolio
  • Manual Review Rate
  • MBS (Mortgage-Backed Securities)
  • Model tracing
  • Natural language processing
  • Neural network
  • Non-performing loans
  • Normalization
  • One-hot encoding
  • Open banking
  • Ordinal encoding
  • Overall Approval Rate
  • Payment dispute
  • Peer-to-Peer (P2P) lending
  • PII (Personally Identifiable Information)
  • Policy Administration System (PAS)
  • Portfolio Performance
  • Predictive analytics
  • Propensity to Buy
  • Recovery
  • Recurrent neural network
  • Reinsurance
  • Reject Inference
  • Rule engine
  • Rule Set
  • Sampling bias
  • Securitization
  • Sentiment analysis
  • Sequence-to-sequence models
  • Shadow banking
  • Social Media Lookup for Credit Scoring
  • Solvency
  • Speech recognition
  • Standardization
  • State transition
  • Stratified sampling
  • Synthetic data
  • Text mining
  • Tracking cookie
  • Transaction monitoring
  • Unsupervised learning
  • Velocity
  • Web crawler
  • Web scraping
  • Workflow engine
  • XPath